/* Readable type, consistent spacing and restrained presentation. */
:root{--font-body:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--muted:#526b7d;--reading-width:68ch}
html{font-size:16px;scroll-padding-top:100px}
body{font-family:var(--font-body);font-size:1rem;line-height:1.7;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
button,input,select,textarea{font:inherit}
h1,h2,h3{font-family:var(--font-body);font-weight:600;letter-spacing:-.025em;text-wrap:balance}
h1,h2{line-height:1.18}
h1 em,h2 em{font-family:Georgia,"Times New Roman",serif;font-weight:400;letter-spacing:-.035em}
h2{font-size:clamp(2rem,3.5vw,3rem)}
p{line-height:1.8}
.section{padding:88px 0}
.section-heading{margin-bottom:42px;max-width:760px}
.section-heading p{font-size:1rem;max-width:60ch;margin:20px auto 0}
.section-label,.eyebrow,.card-kicker{font-size:.75rem;line-height:1.6;letter-spacing:.1em}
.small{font-size:.875rem!important}
.btn{font-size:.9375rem;line-height:1.5;font-weight:600;letter-spacing:0;padding:13px 21px;border-radius:6px;min-height:48px}
.btn:hover{transform:translateY(-1px)}
.btn-lg{font-size:1rem;padding:14px 22px}
.site-header nav a{font-size:.9375rem;font-weight:500}
.brand{letter-spacing:.035em}.brand small{font-size:.6875rem}
.announcement{font-size:.8125rem;letter-spacing:0;padding:10px 15px}.announcement a{font-weight:500}
.contact-strip{font-size:.8125rem}.contact-strip-inner{gap:16px;padding-top:12px;padding-bottom:12px}.contact-links{gap:8px 18px}.contact-links a{font-weight:500}.contact-label{color:#49677a}.contact-intro{font-size:.8125rem}
.hero-content{padding-top:64px;padding-bottom:64px}
.hero h1{font-size:clamp(2.5rem,4.3vw,4rem);line-height:1.14;max-width:700px;margin-bottom:26px}
.hero-desc{font-size:1.0625rem;max-width:52ch;line-height:1.85;margin-bottom:30px}
.hero-proof{font-size:.875rem;line-height:1.9;color:#e2edf5;max-width:54ch}
.hero-scroll{display:none}
.eyebrow{margin-bottom:22px}.pulse{box-shadow:none}
.lead-card{padding:32px;border-radius:12px;box-shadow:0 15px 45px #001b3450}
.lead-card h2{font-size:1.75rem;line-height:1.25;margin:12px 0}
.lead-card>p{font-size:.9375rem;line-height:1.7;color:#526b7d;margin-bottom:24px}
.lead-card label:not(.consent){font-size:.875rem;line-height:1.5;font-weight:600;margin-bottom:7px}
.lead-card input:not([type=checkbox]),.lead-card select{font-size:1rem;min-height:48px;padding:11px 12px;border-color:#c2d3de;background:#fbfdfe;line-height:1.5}
.lead-card input::placeholder{color:#6d8292}.lead-card .row{--bs-gutter-y:1.1rem}
.consent{font-size:.8125rem;line-height:1.75;color:#496273;gap:10px}.consent input{min-width:17px;min-height:17px;margin-top:4px}
.form-note{font-size:.8125rem!important;line-height:1.8!important;color:#526b7d!important;margin-top:15px!important}
.submit-btn{font-size:.9375rem}
.marquee-lite{font-size:.875rem;font-weight:500;line-height:1.7;padding:20px 0}
.sector-image{height:235px}.sector-index{font-size:.75rem;letter-spacing:.06em;line-height:1.5;padding:8px 10px}
.sector-body{padding:26px}.sector-body h3{font-family:var(--font-body);font-size:1.375rem;line-height:1.35;letter-spacing:-.02em;margin-bottom:14px}
.sector-body p{font-size:1rem;line-height:1.8;min-height:0;margin-bottom:22px}
.sector-body a{font-size:.9375rem;font-weight:600;line-height:1.6}.sector-card{box-shadow:0 6px 20px #0a34500a}.sector-card:hover{transform:translateY(-4px);box-shadow:0 12px 30px #0a345016}
.feature-section,.journey-section{padding:88px 0}.journey-intro h2{font-size:clamp(2.2rem,3.6vw,3.2rem)}
.journey-intro>p{font-size:1rem;line-height:1.85;max-width:44ch}.journey-preview{max-width:440px;margin-top:30px;padding:20px 0 20px 22px}
.journey-preview-label{font-size:.75rem;line-height:1.6;letter-spacing:.08em;color:#c0e6f3}
.journey-preview h3{font-family:var(--font-body);font-size:1.375rem;line-height:1.4;font-weight:600;letter-spacing:-.02em;margin:14px 0 10px}
.journey-preview p{font-size:.9375rem;line-height:1.85;color:#e0edf4}
.journey-caption{font-size:.8125rem;line-height:1.8;letter-spacing:0;color:#d3e6ef;max-width:44ch}
.journey-steps{padding:26px;border-radius:12px;box-shadow:0 15px 50px #001a3425}
.journey-steps-heading{font-size:.75rem;line-height:1.7;letter-spacing:.05em;color:#d2e7f2;padding-bottom:18px}
.journey-step summary{gap:16px;padding:20px 6px;min-height:66px}.step-number{font-size:1.5rem;color:#b7e1ef}
.step-title{font-size:1rem;font-weight:500;line-height:1.6}.step-toggle{min-width:30px;height:30px;font-size:1.25rem}
.step-content{padding:0 20px 22px 54px}.step-content p{font-size:.9375rem;line-height:1.85;color:#dbeaf3}.step-content a{font-size:.875rem;font-weight:600;line-height:1.6}
.journey-disclaimer{font-size:.8125rem;line-height:1.85;color:#d0e0eb;margin:20px 6px 0}
.journey-section::after{display:none}
.body-large{font-size:1rem;line-height:1.85;max-width:var(--reading-width)}
.requirement{gap:14px;margin:23px 0}.requirement strong{font-size:1rem;font-weight:600;line-height:1.6}.requirement p{font-size:.9375rem;line-height:1.8;margin-top:5px}.requirement>span{width:31px;height:31px;margin-top:2px}
.image-stamp{font-size:.8125rem;line-height:1.6;letter-spacing:.06em}
.fee-experience .section-heading{margin-bottom:40px}.payment-explorer{grid-template-columns:310px minmax(0,1fr);border-radius:14px;box-shadow:0 12px 40px #083b540c;max-width:1100px}
.payment-visual{padding:38px 24px}.payment-visual::before{box-shadow:none}.payment-eyebrow{font-size:.75rem;letter-spacing:.06em;text-align:center;line-height:1.8;color:#d0e5ed;margin-bottom:28px}
.payment-ring-center>span:first-child{font-size:.75rem;letter-spacing:.08em;color:#c4e1eb}.payment-ring-center>span:last-child{font-size:.875rem;color:#e3eff4}
.payment-ring-center strong{font-size:4.5rem;font-weight:500}.payment-legend{font-size:.8125rem;gap:14px;line-height:1.7;color:#e3eff4}.payment-legend i{height:8px;width:8px}
.payment-visual>p{font-size:.8755rem;line-height:1.85;color:#d0e4ed}
.payment-content{padding:32px}.payment-tabs{gap:14px}.payment-tab{gap:12px;padding:18px;border-radius:7px;line-height:1.6}.payment-tab:hover{transform:none}
.payment-tab>span:first-child{font-size:.75rem;letter-spacing:.05em;font-weight:600}.payment-tab strong{font-size:2.75rem}.payment-tab>span:last-child{font-size:.8125rem;line-height:1.7;align-items:flex-start;gap:6px}.payment-tab b{font-size:1rem}
.payment-panel{padding:28px 0;min-height:390px}.payment-panel-kicker{font-size:.75rem;letter-spacing:.06em;line-height:1.8;font-weight:600}
.payment-panel h3{font-family:var(--font-body);font-size:1.625rem;line-height:1.35;letter-spacing:-.025em;font-weight:600;margin:14px 0}
.payment-panel p{font-size:.9375rem;line-height:1.85;color:#526b7d;margin-bottom:20px}
.payment-checklist li{font-size:.875rem;line-height:1.8;margin-top:10px;padding-left:23px}
.payment-question{font-size:.9375rem;line-height:1.7;min-height:48px;font-weight:500}
.fee-disclosure{max-width:1060px;margin-top:26px;gap:14px}.fee-disclosure p{font-size:.875rem;line-height:1.85;color:#4b6576}.fee-disclosure-icon{margin-top:3px}
.faq .col-lg-5>p{font-size:1rem;max-width:44ch}
.faq-item{border-bottom:1px solid #d5e2e9}.faq-item summary{position:relative;list-style:none;cursor:pointer;padding:22px 36px 22px 0;font-size:1rem;font-weight:600;line-height:1.6;color:#173e59}
.faq-item summary::-webkit-details-marker{display:none}.faq-item summary::after{position:absolute;right:4px;top:21px;content:'+';font-size:1.375rem;font-weight:400}.faq-item[open] summary{color:var(--blue)}.faq-item[open] summary::after{content:'−'}
.faq-item p{font-size:1rem;color:#526b7d;line-height:1.85;padding-right:16px;margin:0 0 24px}
.closing{padding:82px 0}.closing p{font-size:1rem;max-width:60ch;margin:22px auto 28px}
footer{padding:56px 0 24px}footer h3{font-size:1rem;font-weight:600;line-height:1.5;margin-bottom:20px}footer p,footer a:not(.brand){font-size:.9375rem;line-height:1.85}footer p{max-width:50ch}footer a:not(.brand){margin-bottom:10px}footer .fine{font-size:.8125rem;line-height:1.9;color:#b3c8d7}.footer-contact-label{font-size:.75rem;letter-spacing:.08em}.footer-bottom{font-size:.8125rem;line-height:1.8;color:#b3c8d7;margin-top:36px}
.wa-float{width:54px;height:54px;right:18px;bottom:18px}
.skip-link{position:fixed;top:8px;left:12px;z-index:1000;transform:translateY(-180%);background:#fff;color:#073d64;padding:12px 18px;border:2px solid #0657a6;border-radius:4px;font-size:1rem}.skip-link:focus{transform:none}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #2198b4;outline-offset:4px}
.legal-shell{max-width:880px;padding:44px 24px 72px}.legal-breadcrumb{display:flex;flex-wrap:wrap;gap:12px;font-size:.875rem;color:#526b7d;margin-bottom:36px}.legal-breadcrumb a{color:#0758a5;text-decoration:underline;text-underline-offset:3px}
.legal-page-intro{border-bottom:1px solid #dce7ed;padding-bottom:30px;margin-bottom:30px}.legal-page-intro h1{font-size:clamp(2.1rem,4.5vw,3rem);line-height:1.2;margin-bottom:16px}.legal-page-intro>p:last-child{font-size:1.0625rem;line-height:1.85;max-width:65ch;margin-bottom:0;color:#425e71}.legal-updated{font-size:.875rem!important;color:#526b7d!important;margin-bottom:22px}
.legal-contents{display:flex;flex-wrap:wrap;gap:10px 19px;padding:22px;background:#f0f6f8;border:1px solid #dce8ee;border-radius:8px;margin-bottom:38px;font-size:.9375rem;line-height:1.7}.legal-contents strong{width:100%;font-size:.9375rem;font-weight:600}.legal-contents a{color:#0758a5;text-decoration:underline;text-underline-offset:3px}
.legal-content section{scroll-margin-top:105px;margin-bottom:36px}.legal-shell .legal-content h2{font-size:1.5rem;line-height:1.4;letter-spacing:-.02em;margin:0 0 18px}.legal-shell h3{font-size:1.125rem;line-height:1.5;margin:24px 0 12px}.legal-shell p,.legal-shell li{font-size:1rem;line-height:1.9;color:#405d70}.legal-shell p{margin-bottom:18px}.legal-shell li{padding-left:3px;margin-bottom:12px}.legal-shell ul{padding-left:24px}.legal-content a,.legal-contact-box a{color:#0758a5;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.legal-shell code{font-size:.9375rem;color:#324f65}
.legal-contact-box{background:#edf6fa;border-radius:8px;padding:26px;margin-top:40px}.legal-shell .legal-contact-box h2{font-size:1.375rem;line-height:1.4;margin:0 0 14px}.legal-contact-box p{margin:0}.legal-site-footer{padding:24px 0}.legal-site-footer .footer-bottom{margin:0;padding-top:0;border:0}.legal-site-footer nav{display:flex;flex-wrap:wrap;gap:12px 22px}.legal-site-footer nav a{display:inline-block!important;margin:0!important;font-size:.875rem!important}
@media(max-width:1199px){.contact-intro{display:none}.contact-links{gap:8px 20px;font-size:.8125rem;justify-content:center}.payment-explorer{grid-template-columns:280px minmax(0,1fr)}}
@media(max-width:991px){.section,.feature-section,.journey-section{padding:68px 0}.hero-content{padding:50px 0}.hero h1{max-width:18ch;font-size:clamp(2.5rem,6vw,3.5rem)}.hero-desc{max-width:60ch}.lead-card{max-width:640px}.payment-explorer{grid-template-columns:240px minmax(0,1fr)}.payment-content{padding:24px}.payment-ring{width:190px;height:190px}.payment-ring-center strong{font-size:3.75rem}.payment-tabs{gap:10px}.payment-tab{padding:15px}.payment-panel{min-height:490px}.journey-preview{max-width:600px}.journey-intro>p{max-width:60ch}.journey-disclaimer{margin-left:0}.journey-steps-heading{gap:20px}.image-composition>img{height:460px}}
@media(max-width:767px){.payment-explorer{grid-template-columns:1fr;max-width:580px}.payment-visual{padding:28px 20px}.payment-eyebrow{margin-bottom:22px}.payment-ring{width:182px;height:182px}.payment-ring-center strong{font-size:3.75rem}.payment-legend{margin-top:20px}.payment-visual>p{margin-top:18px}.payment-content{padding:24px}.payment-panel{min-height:0}.payment-tab{padding:16px}.payment-tab>span:first-child{font-size:.75rem}.payment-tab>span:last-child{font-size:.8125rem}.payment-panel h3{font-size:1.5rem}.payment-ring-center>span:last-child{font-size:.8125rem}}
@media(max-width:575px){.section,.feature-section,.journey-section{padding:58px 0}.section-heading{margin-bottom:32px}.section-heading h2 br{display:none}.section-heading h2 em::before{content:' '}.hero-content{padding:42px 0}.hero h1{font-size:2.625rem;line-height:1.16}.hero-desc{font-size:1rem;line-height:1.85}.hero .btn-lg{font-size:.9375rem;padding:13px 17px}.hero-proof{font-size:.8125rem;line-height:1.9}.lead-card{padding:24px 20px}.lead-card h2{font-size:1.625rem}.header-cta{font-size:.8125rem;padding:10px 12px;min-height:43px}.brand{font-size:1rem;gap:8px}.brand small{font-size:.625rem;letter-spacing:.13em}.brand-mark{width:34px;height:34px}.announcement{font-size:.8125rem;line-height:1.7}.contact-links{font-size:.8125rem;gap:7px 14px}.contact-strip-inner{padding-top:12px;padding-bottom:12px}.contact-links a{line-height:1.7}.contact-label{font-size:.75rem}.marquee-lite{font-size:.8125rem;line-height:1.8}.marquee-lite .container{gap:8px 20px!important}.sector-body{padding:24px}.sector-image{height:230px}.journey-intro h2{font-size:2.5rem;line-height:1.2}.journey-steps{padding:20px}.journey-steps-heading{flex-wrap:wrap;gap:4px 16px;font-size:.75rem;padding-bottom:16px}.journey-step summary{gap:12px;padding:19px 2px}.step-title{font-size:1rem}.step-number{min-width:28px;font-size:1.375rem}.step-content{padding-left:42px;padding-right:0}.journey-caption{font-size:.8125rem}.payment-content{padding:22px}.payment-tab{padding:15px 12px}.payment-tab>span:last-child{font-size:.8125rem;display:block;min-height:44px}.payment-tab b{display:none}.payment-tab strong{font-size:2.5rem}.payment-panel-kicker{font-size:.75rem;letter-spacing:.04em}.payment-question{font-size:.875rem}.fee-disclosure{padding:0;gap:10px}.fee-disclosure p{font-size:.875rem}.closing{padding:60px 0}.image-composition>img{height:370px}.footer-bottom{gap:12px}footer .row{--bs-gutter-y:2rem}.legal-shell{padding:30px 20px 52px}.legal-breadcrumb{margin-bottom:28px}.legal-contents{padding:20px;gap:10px 18px}.legal-shell .legal-content h2{font-size:1.375rem}.legal-contact-box{padding:22px}.legal-site-footer nav{gap:12px 18px}.wa-float{width:50px;height:50px;right:12px;bottom:14px}}
@media(max-width:359px){.hero h1{font-size:2.25rem}.header-cta{font-size:.75rem;padding:9px 10px}.brand{font-size:.875rem}.brand small{font-size:.5625rem}.journey-steps{padding:16px}.step-title{font-size:.9375rem}.step-toggle{min-width:27px;width:27px;height:27px}.payment-content{padding:18px}.payment-tab{padding:13px 10px}.payment-tab>span:first-child{font-size:.75rem;letter-spacing:0}.payment-tab>span:last-child{font-size:.8125rem}.payment-panel h3{font-size:1.375rem}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}